There's a lot to do in Animal Crossing: New Horizons, and after having been out for so long, players have mastered the art of filling their bank s with bells. Paying off debt is the main objective of most of the Animal Crossing games, and players who are sick and tired of being in debt have devised tons of ways to prevent that from ever happening again. Bells come from quite a few places in ACNH, but what are the best ways to gather them quickly?

After paying off their one-million-Bell debt to everyone's favorite landlord—sorry, "travel agent"—Tom Nook, the world of New Horizons really opens up by allowing players to achieve whatever their heart desires. For some players, this means decorating their home into a replica of their favorite video game, while for others it's maxing out their economy. Here are some of the ingenious ways players have become their own bosses.

1 Extreme Home Gardening: Worth the Work?

Koramora Shows Viewers A Sea Of Blue Roses

Blue Roses are some of the hardest flowers to get in ACNH, and they're priced accordingly when you sell them. YouTuber and streamer blue ones took time to propagate and spread.

Overall, it took her much longer than expected to fill her island with Blue Roses thanks to the RNG that goes into flower breeding in ACNH. Whenever new flowers are created by two planted flowers breeding, they have a certain chance to spawn each color of flower. This meant that Koramora was clearing out white, red, and black roses from her island while she was waiting for her island to fill up.

If you want to replicate Koramora's process, find a day when it rains, time travel using your Switch's clock settings, then time travel back to the rainy day. This will cause flowers to be watered by the rain rather than having to do it yourself.

After days of time-traveling, planting, pruning, and picking Blue Roses, Koramora ended up making 6.5 million Bells, which isn't too shabby a number on its own. However, when taking into consideration the pain and work that went into filling up her island with these rare beauties, it's just not worth it. Players looking for a challenge for challenge's sake will enjoy flexing their green thumb, but those looking to get rich quick will want to look elsewhere.

2 Infinite Money Hack, The Only Cost Is Your Thumb

This Trick Is A Bit Limited, But Doubles Your Fund

Reddit Suhteva discovered a trick that's only applicable when the Donation Box is the hot item at Nook's Corner. The trick is to fill the Donation Box with as many Bells as possible, then sell it at Nook's Corner while it's hot. When sold, the Nooks give the player double however much money is inside the box.

This allows players to quickly accumulate money, although Donation Boxes can only hold up to 99k Bells. To craft a Donation Box, players can get the pattern using Nook Miles at the Kiosk in the town center.

The only downside to this strategy is needing to fill the boxes themselves. Unless players have an aftermarket controller that allows auto-spam, they'll need to spend around ten minutes at a time pressing the A button to fill the box with Bells. If the player presses A after the box is full, all the bells will be removed and the player will need to start over again. For some players, this isn't worth the hassle, but for the patient ones, this is a simple method of Bell generation.

When compared to other methods of accumulating Bells, doubling 99k Bells at a time doesn't seem like much, but it's a lot easier than filling an entire island with blue roses to sell. That being said, 10 or so Donation Boxes sold this way will generate enough money to pay off Tom Nook. For players looking for quick cash, they'll just need to wait for a Donation Box hot item to roll around at the Nook's Corner.

3 Every Player Knows Turnips; Here's How To Take Advantage

Following The Stalk Market Can Be Tedious, But Worth It

The Stalk Market was first introduced in the original Animal Crossing, and has traveled through the games all the way up to New Horizons. This is just one way to make Bells in the game, and can also be the least consistent since there's really no best time to seel turnips. Just like the real stock market, betting your Bells on a high return doesn't always pay off.

The safest and classic way to hit big on the Stalk Market is to buy low, and sell high, and there are specific ranges in price that tend to be the most consistent. YouTuber Hunter R. explains, however, that this method isn't really the best way to really make bank. Instead, players should wait for a price spike, which is a day when the store will buy turnips for exactly eight times the price they were bought for.

The Stalk Market in the original Animal Crossing can be predicted as well, allowing players to guarantee high profits. Hunter R. credits another YouTuber, BrianMp16, with the findings of how to determine what a player's RNG seed number is at a given moment using the furniture that appears in Tom Nook's shop. Unfortunately, this discovery is only relevant to the original Animal Crossing game for the GameCube, but it's likely that something similar will be developed for ACNH eventually. In the meantime, buy low, sell high, and look out for price spikes to sell precious turnips.

4 If Normal Turnips Aren't Enough, What About Glitched Turnips?

"Treasure Islands" Are Hosted By Players With Tricks Up Their Sleeves

While players can take advantage of the typical Stalk Market shenanigans and even head to other players' islands to sell their turnips at a good price, Treasure Islands are an even better way to earn bells. Many Treasure Islands, like the ones posted by Reddit hintofocean, exploit a certain glitch that allows visitors to max out their bank s. These islands are relatively common, but also high-traffic, so visitors will need to be patient while there.

Players that care about their achievements should avoid this method, and instead turn to some other, non-glitched ways to earn Bells in ACNH.

These "max money turnips" are also called magic turnips, and can be found in stacks of 30 on some Treasure Islands. To take advantage of their glitch, all players have to do is grab one stack of turnips, take it back to their island, and sell them. When sold, the Nooklings will tell the player a strange, negative amount in of price. If this is the case, players will know their turnips are glitched.

Be aware that Treasure Islands that promise this turnip hack are always exploiting a glitch, so they might come with some consequences, like getting console banned.

Once the turnips have been sold, players will see that their bank has reached one billion Bells. However, there is a downside to this method. Because of the way the glitch works, the "Cornering the Stalk Market" achievement, and possibly other Nook Mile achievements, will be unavailable. Players that care about their achievements should avoid this method, and instead turn to some other, un-glitched ways to earn Bells in ACNH.

5 Arachnaphobes Beware, It's Tarantula Time

These Eight-Legged Crawlies Are Worth Some Cash

As tarantula and scorpion hunting is a consistent, if a bit time-consuming, way to grab around 100,000 to 300,000 Bells per Nook Miles Ticket purchased. Players should grab a shovel, vaulting pole, net, and any other traversal essentials, then get a Nook Miles Ticket to get started. Then, wait until nighttime and head to the airport to set out.

Once players reach their destination, the whole island will need to be cleared, which will then force the game to begin spawning tarantulas. Chop down all the trees and pull the stumps, clear out any flowers, and break all the rocks, and Tarantulas should be the only thing that can spawn. Tarantulas are worth 8,000 Bells each, so with a full inventory, players are looking at a cool couple hundred thousand each time, depending on the number of inventory slots they have unlocked.

If players want to make more money off these crawly critters, they should wait for Flick, the bug enthusiast, to visit their island and sell them for a marked-up 12,000 Bells apiece.

6 Bell Boom Ordinance And Nook's Cranny Shenanigans

One Reddit Has Found Another Way To Get Bells From The Nooklings

Using the "Bell Boom Ordinance" at their Resident Services, Reddit CeeCeeLo has found a fast way to essentially print piles of Bells from the Nooklings. Unlike with the Donation Box, there's no need for any hot items here. Players can craft Piles of Cash ad infinitum and sell them to the Nooklings for a rather outrageous sum. The Bell Boom Ordinance causes items in the shop to be 20% more expensive, but also provides 20% more profit when selling them.

If the Pile of Cash is the hot item, this trick will be even more effective.

With a full inventory of Piles of Cash (or another item that only takes Bells to craft, like the Golden Dishes), players can make millions of Bells per transaction. There's no way to know what benefit the Nooklings get out of this interaction; is it money laundering? Who's to say? Either way, this trick is sort of tricky to come across and mostly relies on the luck of getting the right Hot Item, but it's a medium investment, high return sort of situation. The only thing needed is a bit of luck and a bit of work to make all the Bells anyone could need.

7 This Golden Roses Trick Is, Well, Tricky

If Players Have The Right Items, They Can Grow Infinite Golden Roses

Using the same time-travel trick that koramora used to grow her Blue Roses, all players will need is a bunch of Blue or Black Roses to get started farming Golden ones. Redditor No_Macaron6691 has found that they can get up to 500,000 Bells per time-travel with a sizable patch of Golden Roses. The trick here is to find a day when it's raining, easiest in December, and keep repeating it to grow the roses quickly, pruning any non-Golden ones each day.

Like with koramora's Blue Roses trick, this trick takes a bit of legwork to function, but overall nets a pretty hefty sum of Bells. The only RNG it relies on is the color of the roses produced, and the rain increases the player's chances of getting Golden ones. Players who don't want to spend their time at the Stalk Market might want to try this trick.

8 Take Advantage Of The Bank System With Time-Travel

Time Traveling Is A Free Way To Make Money

YouTuber Verlisify shows players that playing the banks is easier than expected with time travel. As mentioned previously, time-traveling in Animal Crossing: New Horizons is as simple as changing the Switch's clock to a time further ahead than the real time. Then, players can turn the clocks back after whatever they wanted to do in-game is done.

To use the bank exploit, put any number of Bells into the Nook ATM. Then, time travel forward to the Switch's upper limit, which is the year 2060. After returning to the game, players will find 99,999 Bells in interest in their mailbox. This is the highest amount of interest a player can make, and after only a few time-skips, their Bell s will fill up quickly.

9 Bell Tree Farms Are Slow, But Consistent

Koramora Explains How To Make Them Work

Any seasoned ACNH veteran knows that Bell Trees offer players a consistent return on investment for little to no work, but take a long time to generate bells. Thankfully, time-traveling is an exploit that Nintendo doesn't seem to care too much about, and can be used to player advantage in order to speed things up. Koramora shows players that they can make technically infinite Bells with only a few Bell Trees.

These trees give 30,000 Bells per week, but with time travel, players don't have to wait to harvest their bounty. Each day, players should search for another glowing mark on the ground to plant Bells into, only speeding up the harvesting process by adding more Bells to the total produced. With only five Bell Trees, players can earn 150,000 Bells per time-travel, and with time travel being unlimited, this is one quick way to make Bells fast.

10 Sometimes, An ATM Can Be A Money Printer

Players Who Forget About Their Nook Miles Can Finally Use Them

For players who have been playing since the game came out in 2020, those saved-up Nook Miles can finally be put to good use by trading them for Bell Vouchers at the Nook Stop. As nessatee explains in her YouTube video, these vouchers only cost 500 Nook Miles each, and can be sold to Timmy and Tommy for 3,000 Bells each. This amount is higher if the player has the Bell Boom Ordinance Active, but either way, it's a good way to convert unused and unneeded Nook Miles into more useful currency.

There are tons of ways to make bells in Animal Crossing: New Horizons, so it's up to players to choose which option works the best for them. Whether it's time-traveling to fill their bank s with interest or harvesting hundreds of roses to sell, this game can be played whichever way makes the most enjoyment for the player. Debt is terrible, and it's always exciting to get that next house upgrade, so use these Bell-earning tricks to enjoy everything the game has to offer.

Source: koramora/YouTube (1, 2), Suhteva/Reddit, Hunter R./YouTube, hintofocean/Reddit, TagBackTV/YouTube, CeeCeeLo/Reddit, No_Macaron6691/Reddit, Verlisify/YouTube, nessatee/YouTube